Savings Account Options
Start saving for tomorrow.
Prime Share Account
A Prime Share Savings account represents your “share” of the credit union and can be opened with as little as $10.00. There are no monthly fees if the minimum balance of $10.00 is maintained, and dividends are paid on the daily balance quarterly.
Share Certificates (CDs)
Lock in higher earnings with our Share Certificates. Choose from various terms to best suit your savings strategy and watch your investments grow. Click the link below to learn more about Share Certificate options at Guthrie Community Credit Union.
Money Market Accounts
Enjoy higher interest rates and flexible access to your funds with a Guthrie Community Credit Union Money Market Account. It’s an excellent choice for those who want to earn more without locking up their funds. Explore Money Market Accounts by clicking the link below.
IRA Accounts
Plan for your future with our IRA Accounts. Whether you’re looking at a Traditional, Roth, or IRA Share Account, we can help you save for retirement in a tax-advantaged way. Learn about Guthrie IRA options by clicking the link below.
Club Accounts
Our Club Accounts help you save systematically for holidays or other specific goals. Set aside a little each month and be ready to accomplish your savings goal without financial stress. See more on Club Accounts by clicking the link below.
Youth Share Accounts
Teach your children the value of saving early with our Youth Share Accounts. Designed for members 17 and under, these accounts offer an amazing opportunity to teach children about the power of financial responsibility.
Please request a Truth in Savings Disclosure from any GCCU employee for more information on share accounts limitations, rates, and fees.
Your savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.
In accordance with Section 326 of the USA PATRIOT Act of 2001, which requires GCCU to help the government fight the funding of terrorism and money laundering activities, GCCU is required to obtain basic information from you and verify the information when you open a new account.
This means that GCCU staff will ask you for some basic information such as your name, address, date of birth, and other information designed to help us identify you. GCCU staff will also ask to see documents identifying you such as a social security card, driver’s license, passport, and/or some other government issued document.
In some cases, identification will be requested for those individuals conducting business with GCCU prior to the effective date of the member identification requirements. This is because original documentation was not obtained when opening the account or GCCU is unable to form a reasonable belief that it knows the true identity of the existing account/holder.
In all cases, protection of our member’s identity and confidentiality is of the utmost importance to us. GCCU appreciates your patience and understanding as we all do our part in complying with the new account identification procedures required by the Federal USA PATRIOT Act of 2001.