When you get a cash advance from your GCCU VISA credit card, you will enjoy the following benefits:
- No cash advance fees
- Fast funds availability
- No change in interest rates. The rate charged for cash advances is the same low rate as charged for purchases.
The amount available for a cash advance varies according to your current outstanding balance and available credit limit. Cash advances show up on your monthly statement along with your purchases. Unlike purchases, there is no grace period for interest charges related to cash advances; interest will begin to accrue on the date of the advance.
Cash advance requests can be made by visiting an ATM or by speaking with a Member Service Representative. To get started, simply:
- Visit any ATM that displays the VISA logo and use your card and PIN.
- Call the credit union and choose option #2.
- Visit any GCCU branch location.
To get a cash advance at an ATM that displays the VISA logo, simply use your card and PIN number to request a cash withdrawal. If you have forgotten your PIN, please contact us and a new PIN will be mailed to you. Please have your card available when calling or visiting the credit union for a cash advance. Funds will be automatically deposited into your account for advances performed by phone.