Apply for Visa Credit Card

Get the credit you need with no annual fee.

With the GCCU VISA® chip card, there is no annual fee, no balance transfer fee and no cash advance fee. Plus, we offer competitive low non-variable interest rates.

Spend more, earn more.

Your GCCU VISA® chip card gives you access to the ScoreCard Rewards program. You earn one point for every $2 spent.

Features & Benefits:

  • Credit limits begin at $500.00
  • EMV chip technology
  • VISA’s zero liability policy [1]
  • Easily pay bills with GCCU Home Banking payment option or stop into either of our branch locations
Membership eligibility is required. Certain terms, conditions and exclusions apply. APRs (Annual Percentage Rates) listed are the lowest available rates. Rates, terms and conditions may vary based on creditworthiness and other qualifications and are subject to change. Subject to credit approval. Additional restrictions may apply.    

Cardholders must notify the issuer promptly of any unauthorized use. For more information, visit the VISA website at Please refer to your Credit Card Disclosures for additional important information.

[1] Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, certain commercial card transactions, or any transaction not processed by Visa.