Auto Loans

Get behind the wheel with a great low rate.

Whether you’re in the market for a new ride or looking to refinance your existing auto loan, GCCU’s competitive rates and flexible terms can help you trade in or trade up.

Be ready with a pre-approval.

Before you even begin shopping for your next vehicle, GCCU can pre-approve your loan for the amount you feel you will need— so you can shop and negotiate with confidence, knowing the financing is already in place.

Keep the car. Trade in the loan.

Refinancing your auto loan from another lender with GCCU can help you lower your interest rate, decrease your monthly payment and even pay off your car sooner.

We offer the following services to protect you financially while car shopping and after your purchase:


If you’re considering the purchase of a used vehicle, this complimentary GCCU service will alert you to any pre-existing conditions that may exist due to an accident or flood. Contact our lending department today!

Guaranteed Asset Protection

In the event of a total loss accident where the insurance company settlement does not cover the balance due on your loan, this insurance will pay the difference between the insurance company settlement and the loan balance, plus provides $1,000.00 toward the finance cost of a replacement vehicle financed with GCCU.

National Automobile Dealers Association

Information, research, new and used car listings, reviews, quotes, shopping tools and more.

* Certain restrictions apply. This special applies to new and used autos only financed with another lender. Approval for financing is subject to current lending guidelines and credit qualifications. The rate you receive is based on your credit score, model year and term. Membership eligibility is required. One percent (1.00%) cash back up to a maximum of $500. One percent (1.00%) rebate must be reimbursed back to the credit union if the loan is paid off or refinanced for any reason within one (1) year of loan closing. No payments for 60 days. Interest begins to accrue on the date the loan is opened. Credit Union reserves the right to discontinue this special at any time and without notice. Cannot be combined with any other offer. An example of a monthly payment for a fixed-rate auto loan of $10,000 at 2.49% Annual Percentage Rate for 48 months would be approximately $219.