Fee Schedule

At GCCU, we don’t nickel and dime you for spending your money. Take advantage of our low and zero fee services by becoming a GCCU member today.

Prime & Youth Share Account $10.00
Account Closure (if closed within 12 months of opening)$10.00
Account Reconciliation$20.00
Account Research$20.00
Automatic Transfer$2.00
Cashiers Check$2.00
Coin Machine, member useFree
Coin Machine, non-member use10% of deposit
Credit Card Replacement$5, one free per year
Dormant Account$10 quarterly, after 2 years
Gift Cards$3.00
Late Loan Payment Fee – Consumer$20.00
Late Loan Paymnet Fee – VISA$20.00
Legal Process (tax levies, summons)$50.00
Loan Payment Coupon Booklet$5.00
Money Order$2.00
Invalid Address Fee$5.00
Shipping FeeVaries
Statement Copy$1.00 per stmt
Telephone Transfer (by staff member, not audio response or ATM)$2.00
Western Union – Domestic$30.00
Wire Transfer – U.S.$20.00
Check / Share Draft Printing$2.00
Foreign CheckVaries
ID Protection$1.00 per month
Returned Item$30.00
Stop Payment$30.00
ACH Overdraft$30.00
ATM / Debit Card Overdraft$30.00
ATM / Debit Card or Pin Replacement (2-3 weeks)$10.00, one free per year
ATM / Debit Card or Pin Replacement (3-5 business days)$45.00
ATM / Debit Card or Pin Replacement (2 business days)$75.00
Under Par Fee – Prime Share Accountbalance, under par after 6 months
Under Par Fee – Youth Share Accountbalance, under par after 6 months
Excessive Withdrawal Fee – Money Market$5.00, more than 3 withdrawals per month
Courtesy Pay Fee$30.00
IRA Transfer Fee (Outgoing)$20.00
Wire Transfer Fee (Incoming)$10.00