The credit union was originally chartered by seven individuals in 1979 . In the following decades, GCCU has grown to serve more than 7,400 members and its assets have grown to $100+ million and growing. GCCU also provides its members with over 30,000 surcharge-free ATM’s across the country through the CO-OP ATM network. Guthrie Community Credit Union (GCCU) is a not-for-profit financial cooperative owned by its members. That means that we work for you, not stockholders. When we make a profit, you benefit from lower interest rates and fees.