Personal Loans
Fixed Low Rates for Your Borrowing Needs
The average credit card rate in America is eye-popping. Opt out of this rising interest rate environment by using a GCCU personal loan to consolidate high-interest balances or finance your next large purchase. You’ll enjoy a fixed low rate, plus no origination fee or prepayment penalties.
GCCU Personal Loan
No collateral required, and it only takes minutes to apply.
Share Secured Personal Loan
Use funds from any of your deposit accounts as collateral to secure a loan.
Debt Consolidation
Combine your high-interest debt into one low monthly payment.
Payment Example: Fixed Rate Loans
The following example depicts the APR, monthly payment and total payments during the life of a $2,000 personal loan. Your actual interest rate may be different than the rate in this example and will be based on the terms of your loan, your financial history and other factors.
| Term | Origination Fee | Rate (APR) | No. of Payments | Monthly Payment | Total Payments |
|---|---|---|---|---|---|
| 2 Years | None | 5.00% | 24 | $87.74 | $2,105.76 |
Financing may be available for up to five years. Contact a loan officer or fill out the below form to start your application today.
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*APR=Annual Percentage Rate. Rates are effective as of October 26, 2021. Certain restrictions apply. Rates as low as 7.74%. The rate you receive is based on your credit score and term. Approval for financing is subject to current lending guidelines and credit qualifications. Membership eligibility is required. No application fee or prepayment penalty. Additional terms, conditions, and restrictions apply. Rates are subject to change without notice. Rates as not applicable for existing Guthrie Community Credit Union Loans. New money only. Credit Union reserves the right to discontinue this special at any time and without notice. An example of a monthly payment for a fixed rate signature loan of $5,000 at 5.00% Annual Percentage Rate for 60 months would be approximately $94.44.