Personal Loans

Personal Loan Rates As Low As 5.99% APR*

We have a personal loan rate you’re going to love! At Guthrie Community Credit Union, we understand that everyone’s financial journey is personal. Whether you’re planning a major purchase, consolidating debt, or just need a little extra for those unexpected moments in life, our tailored loan solutions are designed with your needs in mind. Click “Apply Now” below to apply online, or call us at 877-493-6161 to apply by phone.

GCCU Personal Loan

No collateral required, and it only takes minutes to apply.

Share Secured Personal Loan

Use funds from any of your deposit accounts as collateral to secure a loan.

Debt Consolidation

Combine your high-interest debt into one low monthly payment. 

Financing may be available for up to five years. Contact a loan officer or fill out the below form to start your application today.

Personal Loan Rates Effective: March 1, 2024
Loan TypeTerm
(As Low As)
Personal (Signature) Loan
*New money special249.74%
Rate as low as 5.99%3610.49%

Minimum APR is 5.99%, maximum APR is 18%. Minimum term is 12 months, maximum term is 60 months.

Personal Loan Payment & Cost Example

The total payment for borrowing a $10,000 personal loan at 5.99% APR* with a 60-month term would be $11,596.80, resulting in a monthly payment of about $193.28.

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    *APR=Annual Percentage Rate. Rates are effective as of February 1, 2024. Certain restrictions apply. Rates as low as 5.99%. The rate you receive is based on your credit score and term. Approval for financing is subject to current lending guidelines and credit qualifications. Membership eligibility is required. No application fee or prepayment penalty. Additional terms, conditions, and restrictions apply. Rates are subject to change without notice. Rates as not applicable for existing Guthrie Community Credit Union Loans. New money only. Credit Union reserves the right to discontinue this special at any time and without notice.