Personal Loans

Take 5 Personal Loan Special

For a limited time enjoy personal loans featuring rates as low as 5.00% APR* for 5 years and make no payments for 90 days! This can be a great opportunity to pay off credit cards and high interest debt, fund a vacation or make a major purchase. No origination fees. No prepayment penalty.

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GCCU Personal Loan

No collateral required, and it only takes minutes to apply.

Share Secured Personal Loan

Use funds from any of your deposit accounts as collateral to secure a loan.

Debt Consolidation

Combine your high-interest debt into one low monthly payment. 

Payment Example: Fixed Rate Loans

The following example depicts the APR, monthly payment and total payments during the life of a $2,000 personal loan. Your actual interest rate may be different than the rate in this example and will be based on the terms of your loan, your financial history and other factors.

Term Origination Fee Rate (APR) No. of Payments Monthly Payment Total Payments
2 Years None 5.00% 24 $87.74 $2,105.76
Personal Loan Calculator

This loan calculator will help you determine the monthly payments on a loan. Simply enter the loan amount, term and interest rate in the fields below and click calculate.

Loan Calculator

Financing may be available for up to five years. Contact a loan officer or fill out the below form to start your application today.

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*APR=Annual Percentage Rate. Rates are effective as of October 26, 2021. Certain restrictions apply. Rates as low as 5.00%. The rate you receive is based on your credit score and term. Approval for financing is subject to current lending guidelines and credit qualifications. Membership eligibility is required. No application fee or prepayment penalty. Additional terms, conditions, and restrictions apply. Rates are subject to change without notice. Rates as not applicable for existing Guthrie Community Credit Union Loans. New money only. Credit Union reserves the right to discontinue this special at any time and without notice. An example of a monthly payment for a fixed rate signature loan of $5,000 at 5,00% Annual Percentage Rate for 60 months would be approximately $94.44.