Holiday Skip-A-Pay

Holiday Skip-A-Pay is Back!

We’re here to help you light up your budget. Skip a loan payment this November, December, or January and use the funds to help with holiday expenses and more. Simply complete the Skip-A-Pay form and email it to, mail it, or bring it to the GCCU branch location nearest you. This special offer excludes mortgages, home equity, overdraft, credit card, and payment saver loans.

There is a low processing fee of $35 for each loan skipped that must be paid at the time the Skip-A-Pay form is submitted. The fee can be paid by check, cash, or withdrawn from your GCCU account.

Disclosure: A minimum of SIX full monthly payments must have been made on the loan prior to processing any skip requests. Interest will continue to accrue at the rate provided in your original loan agreement and deferring your payment will extend the term of your loan. All loans must have a satisfactory payment history, and all accounts must be current to process this request. The dollar amount skipped will be equal to one monthly (two bi-weekly or four weekly) payments. This offer is not available on all loan products and excludes payments for Mortgage, Home Equity, Overdraft Lines and/or Credit Card, and Payment Saver loans. GCCU reserves the right to end the promotion at any time. All applications are subject to approval, and GCCU reserves the right to deny any request. Please allow a minimum of two weeks to process this request. If your loan payment is automatically withdrawn from an account at another financial institution, the transfer will take place, but the funds will remain in your credit union account.