Mortgage Refinancing

Mortgage refinancing enables you to change your mortgage loan to meet your unique financial needs. Whether your goal is lower monthly payments or paying your mortgage off sooner, Guthrie Community Credit Union is here to help. We offer an online mortgage loan center featuring custom rates and expert advice to guide you through the process of refinancing. Prefer to speak directly with a GCCU representative? Call our toll-free mortgage hotline at 1-844-429-8696. Read on to learn more about mortgage loan options at Guthrie.

Conventional Fixed-Rate Mortgage

This mortgage option comes with an interest rate that won’t change for the life of your home loan, giving you the security of a stable monthly payment. Get the peace of mind that comes with a fixed-rate mortgage and get locked into a low interest rate today.

Adjustable-Rate Mortgage (ARM)

Adjustable-rate mortgages are home loans with interest rates that can change periodically depending on how major indexes are performing, meaning your monthly payments may increase or decrease in the future.

Federal Housing Administration (FHA) Mortgage

Designed to provide low down payment financing, this is a great option for first-time homebuyers. The Federal Housing Administration insures the loan, so GCCU can offer you better deals and down payments as low as 3.5%.

Veteran Affairs (VA) Mortgage

All veterans of the United States Armed Services are eligible for a VA Mortgage. This mortgage option allows veterans and active duty members of the Armed Services to purchase a qualifying new home with no down payment. Members of the United States Armed Services, we salute you!

Applying for a mortgage online is easy.

All you have to do is answer a few simple questions about yourself, your property, your income and your debts and assets.

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