How to Join

When you join GCCU, you’re more than just a customer— you’re a member, a co-owner and family.

Membership is open to those who live, work, worship or attend school in Tompkins, Schuyler, Tioga, Chemung, and Steuben Counties in New York, and Bradford and Tioga Counties in Pennsylvania. If you’re eligible, don’t wait. Visit one of our branch locations today to open your account and start enjoying the benefits of membership at GCCU!

Have questions? Speak to one of our friendly Member Service Representatives at 877-493-6161.

Why Join GCCU?

  • Personalized Service: Experience top-notch service from our friendly and knowledgeable staff dedicated to meeting your needs.
  • Ownership Perks: As a member-owner, you have a voice in how our credit union operates.
  • Community Focus: Benefit from our commitment to local initiatives and community support.
  • Exclusive Member Benefits: Access special rates, lower fees, and member-only promotions.

What you’ll need to open an account or be added as a joint owner to an account:

  • Social Security number (or ITIN)
  • Valid government-issued photo ID (driver’s license, state ID, passport, military ID or government employee issued ID)
  • Proof of current address if different from photo ID (USPS change of address form, utility bill, recent pay stub, copy of lease or deed, vehicle registration)
  • $10 opening deposit for your Prime Share Account

If you are a member and would like to open an account for a child aged 17 and under, you will be asked to provide the following:

  • Child’s birth certificate
  • Child’s social security card
  • $10 to open the account