What is a Credit Union?

Credit unions are cooperative financial institutions owned by its members.

That means that GCCU works for you, not stockholders. When we make a profit, you benefit from lower interest rates and fees.

The National Credit Union Administration defines a credit union in the following terms: a safe place to save and borrow money at reasonable rates. Annual polls show that credit unions lead the financial community year after year by providing top quality personal service to millions of Americans. No member of a federally insured credit union has ever lost one penny of insured savings.

Visit MyCreditUnion.gov for more information.