Cashback apps and sites can be a great way to save money or earn rewards. Instead of using a coupon or discount code to lower the price upfront, you benefit from getting cashback later. This might be in the form of actual cash transferred to an account or a gift card. There are many different cashback apps and sites out there. Depending on where you shop, there may be certain apps that will work best for your needs and get you the biggest return. Many also offer sign-up bonuses and special promotions, such as refer a friend programs to earn bonuses. It’s always best to research and determine which app might work best for your needs and shopping preference. Here are a few cashback apps that are getting a lot of attention.


Ibotta is a free cashback rewards app that gives you cash when you shop using the app and browser extension. With Ibotta, you can earn cashback on the things you buy every day, such as clothing, pet supplies, groceries, electronics, and more. Ibotta has partnered with more than 1,500 brands and retailers. This includes grocery stores, pharmacies, home improvement stores, clothing stores, and much more. There are multiple ways to earn cashback online and in-store at nationwide retailers. When shopping in stores, Ibotta requires you to scan and submit a photo of your receipt in the app to get cashback on all qualifying purchases. When shopping online, simply visit the online retailer through the Ibotta app to earn your cashback. The app will calculate your cashback and add it to your Ibotta earnings. Simply download the Ibotta app to get started.


Swagbucks is a rewards and loyalty program that enables you to earn and redeem Swagbucks in different several different ways. In addition to shopping online and earning cashback rewards, you can earn points for doing Swagbucks searches, watching videos, taking surveys, playing games, and purchasing gift cards. To earn cashback rewards, all you have to do is sign into the platform and do your shopping in partner stores. The over 1,500 partner stores include Kohl’s, Starbucks, Amazon, and more. Swagbucks also has its own search engine powered by Yahoo. If you use it, you can earn additional Swagbucks.  While Swagbucks gives you several options to earn points to convert to cash, you need to shop through their platform. If you commit to doing that for all of your shopping, you may be happy with the cashback rewards. Just download the app to start earning Swagbucks.


The TopCashback app enables you to browse categories such as travel, fashion, home & garden, and beauty, and view retail partners in each category. You’ll find brands including Sephora, Nike, Macy’s, Amazon, and more. You can browse more than 4,400 retailers to start saving. When you make a purchase through the website or app, you will earn cashback. Once your cashback has been posted, withdrawing it can be done through your bank account, PayPal, or various gift cards. Browsing offers will show you the percentage of cashback you can earn from various retailers, as well as top coupon codes. A recent search found offers for online purchases, such as 10% cashback from Shop Disney, 11% cashback from Gap Factory, and 15% cashback from Adidas to name a few. Download the app to take advantage of cashback deals.


Drop enables you to earn cashback easily on every purchase with select retailers. Just download the app and link your debit or credit card at sign up. Select five brands that you shop most. Then, shop and earn points automatically. When you earn enough drop points, you can redeem them for gift cards from Amazon, Netflix, and more. A big pro of the Drop app is that you can use it in conjunction with other cashback apps. It’s also linked to your card, so once you set it up, you can forget it. There’s no need to submit receipts.  Cons are that you are limited in the number of retailers you can select, and the points are redeemable for gift cards only. Want to give Drop a try? Download the app and start saving.

Using Cashback apps 

Since many cashback apps ask you to connect your credit card, debit card, or credit union account to receive rebates and make purchases, keeping your data safe is critical. Before sharing your sensitive information with any company, be sure they are legitimate and review their privacy policy. While cashback apps can be a good way to save on shopping, Guthrie Community Credit Union offers members additional options to help you save, as well as loans for any need.