The Payment Saver Auto Loan comes with the flexibility of a lease, as well as lower monthly car payments than traditional auto loans. With the Payment Saver Auto Loan, you don’t just lease the car with the chance to own it later. You own your vehicle from Day One.

When you choose the Payment Saver Auto Loan, you can get up to 40% lower monthly car payments than a conventional loan. Then, when the loan term is complete, you can choose to return your car, trade it in, or keep the car and refinance the loan.

Why Choose the Payment Saver Auto Loan?

If you’re in the market for a new vehicle or want to keep your current vehicle with lower monthly payments, the Payment Saver Auto Loan can help. Here’s how:

  • Up to 40% lower payments than conventional auto loans
  • Financing available for up to 125% of vehicle value
  • Available for new or used vehicles (up to 5 model years old)
  • No down payment required
  • Flexible terms from 24-72 months
  • Annual mileage options of 12,000, 15,000 and 18,000
  • No early payoff penalty

Visit our Payment Saver Auto Loan page to see how much you could save in comparison to a conventional auto loan.

What Can You Do with a Payment Saver Auto Loan?

One of the biggest benefits of the Payment Saver Auto Loan is the amount of options you have once your term ends. Keep reading for an overview of everything you can do to get the most out of your investment with the Payment Saver Auto Loan.

  1. Keep Your Vehicle
    Once your Payment Saver Auto Loan term ends, you have the option to keep your vehicle and refinance the remainder of the loan as a used vehicle loan.
  2. Trade In Your Vehicle
    You also have the option to use your vehicle as a trade-in at the end of your term. The loan balance, including residual value, is paid as part of the transaction.
  3. Sell Your Vehicle & Keep the Remainder
    You can decide to sell your vehicle after the term ends. After you pay the remaining balance of the loan, including residual value, you would then be able to keep the remaining balance.
  4. Refinance from Another Lender
    What if you already have a car and an auto loan? Good news: You can still refinance your current loan with the Payment Saver Auto Loan to reduce your monthly payments.

Ready to get started? Contact us today to learn more about the Payment Saver Auto Loan or apply online today.