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GFCU Visa Chip Card


The GFCU Visa® chip card is our one and only easy-to-understand credit card that offers you a competitive rate along with rewards. You earn one point for every $2 spent. Points can be redeemed by visiting   

Features & Benefits:

  • Credit limits begin at $500.00
  • EMV chip technology
  • Competitive fixed rates
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Auto Rental Collision Damage Waiver
  • Visa’s Zero Liability Policy [1]
  • Easy GFCU Home Banking payment option or stop into either of our branch locations 

Membership eligibility is required. Certain terms, conditions and exclusions apply. APRs (Annual Percentage Rates) listed are the lowest available rates. Rates, terms and conditions may vary based on creditworthiness and other qualifications and are subject to change. Subject to credit approval. Additional restrictions may apply.    

Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website at Please refer to your Credit Card Disclosures for additional important information. 


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Rates as low as 8.99% fixed


[1]Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, certain commercial card transactions, or any transaction not processed by Visa.