* Certain restrictions apply. Membership eligibility is required. APR = Annual Percentage Rate. Approval is subject to current lending guidelines and credit qualifications. The APR of 3.99% is a “Discounted Rate” for 24 months. After expiration of the “Discounted Rate” the remaining unpaid portion will be subject to your normal APR as outlined on your monthly credit card statement. No annual fee. No transfer fee. Cannot be combined with other offers. You may not pay off any other GFCU loan product using this “Discounted Rate”. All terms, including the APR are subject to change at any time, for any reason, in accordance with the Credit Card Agreement and applicable law. Subject to available credit. Guthrie Federal Credit Union reserves the right to withdraw this offer at any time.