Loan Rates

Loan Rates Effective: March 1, 2024
Loan TypeModel YearTerms
(Months)
Rate
(As Low As)
New Auto2021 & newer
365.24%
485.49%
605.49%
725.99%
Minimum loan of $25,000846.99%
Payment Saver2021 & newer models
366.99%
487.24%
607.24%
727.74%
Payment Saver2020 & 2019 models
367.99%
488.24%
608.24%
728.74%
Used Auto2017-2020
367.24%
487.49%
607.49%
727.99%
Older Auto2016 & older
368.99%
489.24%
609.49%
New Motorcycle & ATV2021 & newer
366.49%
486.74%
606.99%
727.74%
Used Motorcycle & ATV2020 & older
367.49%
487.74%
607.99%
New RV & Boat2021 & newer
366.74%
607.49%
967.99%
Minimum loan of $20,0001208.74%
Minimum loan of $25,0001809.24%
Used RV & Boat2020 & older
368.24%
608.99%
969.74%
Minimum loan of $20,00012010.74%
Minimum loan of $25,00018011.24%
Loan TypeTerm
(Months)
Rate
(As Low As)
Personal (Signature) Loan
128.99%
*New money special249.74%
Rate as low as 5.99%3610.49%
6011.49%
Overdraft Protection ²
6012.99%
Secured Loans
Certificate Secured Loans ²Term of CertificateCertificate Rate + 3%
Share Secured Loans ²10 Year Max TermShare Rate + 3%
Visa Credit Card ²
Non-variable Rate Visa Credit Card12.74%
Home Equity Fixed Rate ²
 1st Position606.625%
 1st Position1206.990%
 1st Position1807.490%
Home Equity Fixed Rate²
 2nd Position607.125%
 2nd Position1207.490%
 2nd Position1807.990%
Adjustable Rate Home Equity LOC
1st Position10 year draw7.99%
2nd Position10 year draw8.99%
Auto Loan Payment Example:
The payment on a $10,000 loan would be $180.76 by using $18.08 per $1,000 at a non-variable interest rate of 3.24% APR¹ with a 60 month term.

Home Equity Loan Payment Example:
The payment on a $50,000 loan would be $530.33 by using $53.03 per $1,000 at a non-variable interest rate of 5.00% APR¹ with a 10 year term.

Adjustable Rate Home Equity LOC:
Variable rates are set to adjust quarterly to a minimum of prime rate minus 0.51%. The maximum percentage rate that may be imposed in this variable rate plan is 15.00%. Consult your tax advisor regarding the deductibility of interest.

Personal Loan Payment Example:
The payment on a $10,000 loan would be $205.12, $20.51 per $1,000 at a non-variable interest rate of 8.49% APR¹ with a 60 month term.