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Announcements:


Please be advised that on Friday, May 18

The Towanda Daily Review incorrectly ran an

ad for the Troy Branch Grand Opening.


At this time no date for the 

Grand Opening has been determined.


Stay posted for information regarding

the Troy Branch Grand Opening!

 

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To Better Serve YOU - The Sayre

Drive-up Teller Window will be

opening 30 minutes earlier!


Monday - Thursday at 8:30 am


Fridays at 7:30 am


Attention:

 

To report a Lost or Stolen Debit Card:

(These number have recently changed)

 

During regular business hours

call our office at (570) 888-7135

 

After business hours call:

(888) 241-2510 (within the US)

(909) 941-1398 (outside the US)

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You are entitled to one free

Credit Report every year!

-----------------------------------------------------

You can access your Free Credit Report at:

 

https://www.annualcreditreport.com

 

Don't be fooled by other websites offering

free credit reports, the link above is the 

only website authorized to give you your

truly free credit report! Credit Scores are 

NOT free, you will have to pay to obtain

your Credit Score. You are entitled to one

free Report from each of the three major

Credit Reporting Agencies per year.

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NEW MEMBERSHIP!


Why make GFCU your primary

financial institution?


1. We offer lower fees than almost any bank

 

2. We typically offer lower loan rates

 

3. We typically offer higher deposit rates

 

4. GFCU is member owned and not-for-profit

 

5. GFCU has a vast field of memebrship

     with a number of ways to join

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Guthrie FCU Employees Support

THE SAYRE HOUSE OF HOPE

with Jeans Day Events:

 

Each Friday, GFCU Employees can donate $3

to show their support for this great organization.


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Mortgage & Home Equity / Mortgage / Home Equity Rates

 

GFCU now offering FIRST MORTGAGES

 

Click link below to check rates, or to APPLY for a Mortgage Loan

 

 

Check Rates/Apply

 

 

Loan Calculator

 

 

 

 

 

Home Equity Loans or Home Equity Lines of Credit

 

Put your home to work! Use your Equity for Home Improvements, Education, or

Consolidation.  Terms available up to 20 years (local approval) Tax-Deductible

Interest (consult your tax advisor) Loans up to 80% of your Home Property Value

(less any First Mortgage).

 


 

Stop in and speak with a Loan Officer for more information or to APPLY!

 

Rates effective May 1, 2012


 

 

ANNUAL PERCENTAGE RATE

 

MAXIMUM TERM OF LOAN

 

 MAXIMUM AMOUNT OF FINANCING

& LOAN TO VALUE

 

Home Equity

Line of Credit

(H.E.L.O.C.) 

EXCLUDED FROM GFCU REWARDS PROGRAM

 

1.99% 1st year
prime + .50% after

EXCLUDED FROM GFCU REWARDS PROGRAM

 

 20 Years

 

 $200,000

80%MAX. CLTV

 

 

H.E.L.O.C. II

5/1

 

3.99% For 1st 5 years
prime + .50% after 

 

20 Years

 

$200,000

80% MAX. CLTV

 

Fixed Home Equity

 

 

5.75%
6.50%

6.99%
7.50%

 5 Years
7 Years

10 Years
15 Years

 

$200,000

80% MAX. CLTV

 


     

 

**Temporary special offer. Some restrictions apply. Loan amounts will be based on completion of home repairs with controlled loan proceeds. Guthrie FCU requires checks made payable for the home repairs. Guthrie FCU can cancel promotion at anytime.

 

^A minimum FICO score of 640 is required for all Home Equity Products

 

 

 

 

 

GFCU Rewards Program

 

 

Take an additional .25% up to a maximum of .75% off the current loan rate! 

There are four (4) choices below to qualify. 

  • Direct Deposit Deduction (.25%)
  • Share Draft w/ Debit Dard (.25%)
  • Auto's Only -15% or more cash down payment (.25%)
  • E-Statements (no deduction for e-bill) (.25%)

Rewards Program applies only for Home Equity and other Consumer Loans

Excluded loans: Overdraft Protection/Qwik Cash Loan, Fuel Loan, Vacation Loan, Holiday Loan,

                       Certificate Secured Loan, Shared Secured Loan, Home Equity Line Of Credit

                       (as low as 1.99%) and Visa Credit Card. 

 

 

 

 

 

 

MORTGAGE RATES 

 

INCLUDING PURCHASE MORTGAGES AND FIXED RATE REFINANCES

 

 

FOR FIRST MORTGAGE PRODUCTS PLEASE CLICK ON THE IMAGE BELOW

*You will be transferred to the CU Members Website

 

CU Members Mortgage

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