____________________________________________

Annual Valley Youth Night

Monday, June 3rd

Valley Bowling Center

5:00 - 9:00 pm


Join us for a luau themed fun filled evening of bowling, food and games!  FREE for Guthrie FCU members and family.  Space is limited and tickets are available at the Sayre branch on a first come, first served basis. 


Information on the Troy Area Youth Night coming soon!


Yankees vs. Red Sox

Bus Trip - Sunday June 2nd 


Reserve your seats today! Only $110.00 per person. Price includes: Transportation to and from Yankee Stadium (Pick up and drop off at Guthrie Federal Credit Union), 90 minute pregame party including Brooklyn Beef Burgers, Hebrew National Hot Dogs, Popcorn, Salad, and non-alcoholic beverages at the Malibu Rooftop Deck. Seating is the first 6 rows of section 406.  Game time is 8:05 pm and the bus will leave the Sayre branch of Guthrie FCU at 1:45 pm.  Contact a member services representative to reserve your seats. Due to the limited number of seats payment must be made when reservation is made. Transportation provided by Shafer's Tour and Charter.


Attention - IE 10 Issues


FlexNet is having compatibility issues with the new Internet Explorer 10.  This version of Internet Explorer comes with the new Windows 8 operating system.  If you are experiencing an issue accessing your online account please try using a different internet browser, such as Firefox or Google Chrome.  Our software provider is working on this issue and we will let you know as soon as it is resolved.  We apologize for any inconvenience.

 


Did you know....


We may ask for your driver's license or other valid government issued photo ID periodically, even if you have been a long time member.  This request is to remain compliant with the customer identification program included with the U.S. Patriot Act.  We apologize for the inconvenience and thank you for your cooperation.

            

Rate Schedule

 

Loan Calculator

 


Rates effective May 1st, 2013

 

Type of Rate

Annual Percentage Rates (as low as)

Maximum Term or Other Restrictions

Amount Financed / Maximum Loan

(may vary based on credit worthiness)

New Vehicle 

2011 and newer Models

(With less than 20,000 miles)

1.74%

1.99%

2.24%

2.24%

3.24%

3 Years

4 Years

5 Years
6 Years

7 Years

Amount financed based on NADA values.


7 year term, loan amount $35,000 or more

Used Vehicle -
2007-2010 models

(2011 & 2012 vehicles with more than 20,000 miles.)

1.99%

2.99%

3.99%

4.99%

3 Years

4 Years
5 Years

5 1/2 Years

Older Vehicle
2006 & older

5.74%

4 Years

New Motorcycle / ATV -  

Current model & previous year, with less than 7,000 miles

2.99%

5 Years

Current or previous
year model

Used Motorcycle / ATV

3.99%

4 Years

80% Financing,
$25,000 maximum

New RVs

6.24%

10 Years

100% financing

Used RVs

7.24%

8 Years

100% financing

Personal (Fixed APR)

3.24%

6.24%

8.24%

1 Year

3 Year

5 Year


Overdraft Protection
(Qwik Cash)

10.99%

5 Years Max

$10,000 Maximum


VISA Credit Card




Balance Transfer Special!

8.99%




2.13%

$0 annual fee




23 months

No minimum,
$40,000 maximum



Maximum balance transfer up to $20,000 for qualified borrowers.

Certificate Loan

Certificate Rate plus 3.00%

Term of Certificate

The amount of
the Certificate

Share Secured

3% above share rate

10 Years Max

Share Balance

  

   Fuel Loan


 

6.99%

 

1 Year Max

  

   Loan amount based

   on fuel bills

 

 

All Annual Percentage Rates (APR) and terms are subject to change without notice at the discretion of the Credit Union Board of Directors.  All rates are subject to confirmed credit worthiness and credit union guidelines.  Loan terms are based on credit worthiness and Relationship Advantage eligibility.  All loan rates disclosed above include maximum Relationship Advantage discounts.  Eligible members will receive a 0.25% APR discount, up to a maximum discount of 0.75%, for enrolling in each of the following services:

  • Direct Deposit and/or automatic payments
  • Share Draft (Checking) Account with an active Debit Card
  • 15% down payment on auto loans
  • E-Statements

Not all loan types qualify for Relationship Advantage discount.  Credit union membership required with a $10 minimum deposit.

 

FOR MORTGAGE AND HOME EQUITY RATES:  CLICK HERE

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