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Announcements:


Please be advised that on Friday, May 18

The Towanda Daily Review incorrectly ran an

ad for the Troy Branch Grand Opening.


At this time no date for the 

Grand Opening has been determined.


Stay posted for information regarding

the Troy Branch Grand Opening!

 

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To Better Serve YOU - The Sayre

Drive-up Teller Window will be

opening 30 minutes earlier!


Monday - Thursday at 8:30 am


Fridays at 7:30 am



Attention:

 

To report a Lost or Stolen Debit Card:

(These number have recently changed)

 

During regular business hours

call our office at (570) 888-7135

 

After business hours call:

(888) 241-2510 (within the US)

(909) 941-1398 (outside the US)

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You are entitled to one free

Credit Report every year!

-----------------------------------------------------

You can access your Free Credit Report at:

 

https://www.annualcreditreport.com

 

Don't be fooled by other websites offering

free credit reports, the link above is the 

only website authorized to give you your

truly free credit report! Credit Scores are 

NOT free, you will have to pay to obtain

your Credit Score. You are entitled to one

free Report from each of the three major

Credit Reporting Agencies per year.

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NEW MEMBERSHIP!


Why make GFCU your primary

financial institution?


1. We offer lower fees than almost any bank

 

2. We typically offer lower loan rates

 

3. We typically offer higher deposit rates

 

4. GFCU is member owned and not-for-profit

 

5. GFCU has a vast field of memebrship

     with a number of ways to join

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Guthrie FCU Employees Support

THE SAYRE HOUSE OF HOPE

with Jeans Day Events:

 

Each Friday, GFCU Employees can donate $3

to show their support for this great organization.


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Rate Schedule

 

Loan Calculator

 


The below rates are determined by credit worthiness, your actual rate and terms may vary. 

Please contact the Credit Union to apply.

 

Get an even lower loan rate,

check out GFCU's Relationship Advantage below!

 

Rates effective May 1, 2012

Type of Rate

Annual Percentage Rates (as low as)

Maximum Term or Other Restrictions

Amount Financed / Maximum Loan

New Vehicle 

2010-2012 Models

(With less than 20,000 miles)

3.00%

3.25%
4.25%
5.00%

4 Years

5 Years
6 Years

7 Years

 100% financing


7 year term, loan amount $35,000 or more

       

Used Vehicle -
2006-2011 models

(2010 & 2011 vehicles with more than 20,000 miles.)

4.00%

4.75%

5.75%

4 Years
5 Years

5 1/2 Years

100% of NADA or purchase price, whichever is less.

Older Vehicle
2005 & older

6.50%

4 Years

100% of NADA or purchase price, whichever is less.

New Motorcycle -  

Current model & previous year, with less than 7,000 miles

4.75%

5 Years

Current or previous
year model

Used Motorcycle

5.75%

4 Years

80% Financing,
$25000 maximum

New RVs

6.00%

10 Years

100% financing w/DI <36%

Used RVs

7.00%

8 Years

100% financing w/DI <36%  

Personal (Fixed APR)

6.99%

8.99%

3 Year Max

5 Years Max

$50,000 Maximum

Overdraft Protection
(Qwik Cash)

10.99%

5 Years Max

$10,000 Maximum

VISA CLASSIC

8.99%

$0 annual fee, no rebate

No minimum,
$50,000 maximum

Certificate Loan

Certificate Rate plus 3.00%

Term of Certificate

The amount of
the Certificate

Share Secured

3% above share rate

10 Years Max

Share Balance

  

   Fuel Loan

 

 

6.99%

 

1 Year Max

 

 

GFCU Relationship Advantage

 

 

 

 

Take an additional .25% up to a maximum of .75% off the current loan rate! 

There are four (4) choices below to qualify. 

  • Direct Deposit Deduction (.25%)
  • Share Draft w/ Debit Card (.25%)
  • Auto's Only -15% or more cash down payment (.25%)
  • E-Statements (no deduction for e-bill) (.25%)

Relationship Advantage applies only for Home Equity and other Consumer Loans

Excluded loans: Overdraft Protection/Qwik Cash Loan, Fuel Loan, Vacation Loan, Holiday Loan,

                          Certificate Secured Loan, Shared Secured Loan, Home Equity Line of Credit

                          and Visa Credit Card. 

 

 

FOR MORTGAGE AND HOME EQUITY RATES:  CLICK HERE

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